PROPHETEABILITY - Built by operators, for operators.

Our Mission

Help business owners build resilient, profitable organizations that serve all stakeholders well—employees, customers, communities, and shareholders.

The PropheteAbility Story

Most businesses beyond $5M in revenue face the same challenge: success creates complexity. What worked through hustle and determination starts breaking down. Benefits costs spiral. Compliance becomes a minefield. Growth stalls. Cash gets tight.

The traditional answer? Hire five different experts who've never met each other. An insurance broker pushing products. A marketing agency burning cash. A lawyer speaking legalese. A banker saying no. A consultant with pretty slides.

We lived this fragmentation firsthand—and decided to fix it.

PropheteAbility was founded on a simple belief: the core functions of business—people, money, growth, and risk—are deeply interconnected. Solving them in isolation is why most companies stay stuck.

We bring 20+ years of experience across insurance, finance, operations, and growth strategy to create integrated plans that actually work. Not because we're smarter, but because we see the whole board while others play checkers on one square.

Our Values

Stewardship First

Every recommendation must serve the long-term health of your business, not our short-term revenue.

Clarity Wins

Complex problems don't require complex solutions. If you can't explain it simply, it won't work.

People Matter

Behind every business challenge are real humans with real lives. Solutions must work for them too.

Measurable Impact

Opinions are interesting. Results are everything. Every initiative must have clear success metrics.

Speed to Value

Perfect plans delivered late are worthless. Good plans executed fast change businesses.

Leadership

James Prophete, Founder & CEO

20-year veteran of insurance and growth consulting. Former executive at national benefits firm. Advisor to over 200 mid-market employers across healthcare, construction, and professional services. Known for translating complex strategies into simple execution plans that deliver results in 90 days, not 9 months.

Specialized expertise:

  • Self-funded and alternative insurance strategies
  • ERISA/ACA/HIPAA compliance frameworks
  • Revenue acceleration systems
  • Operational excellence implementation
  • Capital structure and funding strategies

"Business doesn't have to be complicated. Find the 3-5 things that matter most, execute them well, and repeat. That's how companies go from struggling to scaling."

Why work with us

Integrated Strategy That Works

We unify benefits, growth, funding, compliance, and operations into one coherent plan. Every initiative reinforces the others.


Your insurance strategy supports recruiting. Your compliance framework becomes a sales advantage. Your operations fuel fundability. Everything connects because we see the whole board—not just one square.

We Execute, Not Just Advise

Think of us as fractional executives laser-focused on making your plan successful. We've been in the trenches running businesses, not just advising them.

We know the difference between what sounds good in theory and what works on Monday morning.

Your team stays focused on daily operations. We handle making transformation happen.

ROI Measured in Months, Not Years

Every initiative includes clear success metrics and ROI projections. If our roadmap doesn't identify at least 3x ROI in actionable opportunities, you don't pay for it.


 That's not confidence—it's track record. Over 200 companies transformed, with average first-year ROI of 8:1.


We're not here to be your consultant. We're here to be your last consultant.

Our 3-Step Process

1.

See Your Business Clearly

In one focused session, we uncover the 3-5 critical issues blocking your growth and profit. You'll also receive our proprietary Risk & Opportunity Score—a comprehensive assessment that typically uncovers $100K-$500K in hidden costs and missed opportunities.

This phase alone often pays for our entire engagement.

2.

Your 90-Day Transformation Plan

We build a laser-focused roadmap targeting your highest-impact opportunities. Not a 200-page report, but a practical playbook with weekly milestones, clear owners, and expected ROI for each initiative.


This becomes your operating system for the next quarter—everyone knows what to do, by when, and why it matters.

3.

Co-Piloted Execution That Gets Results

We join your team for 90 days of hands-on implementation. Weekly check-ins maintain momentum.

Expert guidance prevents costly mistakes. Real-time adjustments keep you on track. We don't just hand you a plan—we help you work it until it works.

Scroll to Top